a 2/9/06	New functionality has been added to the Lead Module to assist reception in distributing calls. If you have the lead system, and use the Lead Reception screen for inbound calls, you may now enable the Call Queue. Once enabled, you may set in each rep's security record (under screen preferences) that they are a Queue User. Then they will be able to "log in" to the call queue and set their status, such as "Available, Busy, On Phone, Unavailable, etc.". When reception transfers a lead to a user through the lead reception screen, their status is set to On Phone and their waiting in Queue time is reset as well. Reception can see at a glance who is Available and the user waiting the longest is sorted to the top for quick distribution.
b 2/14/06	Added SIVA to doc type list in the AU Details screen. Added Prepay Type (Hard/Soft/Custom) to the Closing Doc Info screen. This doesn't currently print on any library documents. If you wish to incorporate this into your approval letter or other document, please contact MSD support. Changed HELP system behavior. Now the loader will copy the help files locally to each workstation, and clicking help on the menu will launch the help files from your local computer instead of from the server. Many newer versions of the Windows operating system will not allow the workstations with user security restrictions in place to open the help files. Running the help system locally will usually take care of this issue.
c 2/17/06	Properties screen - hide purchase flag when not viewing subject property.  This was confusing some clients as it eluded to purchasing properties that were not actually being purchased. Filter LO/PR/UW popups by User's Security Scope, i.e. if they can only see their team's loans then can only see members of their team in these lists. Call Queue: New fields by user to control Queue Count Scope, and user visibility of other users in Queue. New A/U Engine Rules Evaluation tool. This allows you to view, step through, and evaluate a loan against the rules as they fire to see why some rule blocks may or may not fire off.  This is very useful in determining why a loan file was graded the way it was by the engine, and determining if you need to make any changes to the existing rule set.
d 2/23/06	New website settings in general defaults for web site clients.  Additional data view added to retrieve Broker lists by team association, for limited views of brokers scoped to team of web site user.
e 2/27/06	Call Queue:  Queue users may now "Click-To-Change" their status directly on the desktop. Mail List:  Last Name lookup window now offers ability for user to select how detailed of result set they want returned for matching inbound leads to their mail list id.
f 2/28/06	User Security:  Inherit access rights from another usercode.  You may now create a "template" user and build out the rights for that template item (to use like groups) and then set many users to inherit their access rights from that template user.  For example, you may create a new user with code "~LO" and then enter the name as something like "Loan Officer Template" then set the security rights to that template as how you want all Loan Officers to behave.  Then on each LO's record, enter the "~LO" code in the Inherit Access Rights From UserCode field.  This way, when you need to make updates to the security settings, simply change the template record.  At next log in, any user inheriting that template will automatically pickup those changes, instead of you needing to edit dozens of user records.  Further, you can set the template record to "account disabled" so no one can log in as the template account.
g 3/06/06	HMDA Closeout:  Use Lockdate from Approval screen if completed, otherwise take selection from closeout screen. Pipeline Lookup screen:  Corrected bug where current status filter was being ignored. Auto-popup Decline Reasons screen now when current status is set to any of the 3 sub-statuses.  Previously only occurred for change to primary Declined Status. Lead Call Queue:  Log In hours feature.  You can now set up call shifts for varying hours during the day. Encredit: When a tradeline has a balance, but no payment, the payment was previously automatically calculated as 5% for balances < $1000 and 3% for balances >= $1000.  Now, in Credit Defaults, you can set these values to what you want.
h 3/8/06	When deleting additional borrower sets from a loan file, Energizer now cleans up additional hidden table data to prevent external processes from accidentally seeing it and not knowing what to do with the data. Phone & SSN Lookup in the Loan Selection lookup screen have been merged, and changed in behavior.  Now, when searching under these types, all matches are listed on screen for you to choose from.  Then, the loan selected is opened immediately, instead of sending you back to the main lookup screen to reselect it again.  This new screen also adheres to the user's access to loans and will not list loans outside the scope of what this user should be allowed to see.
i 3/10/06	Combo Loan link:  New button on the desktop to allow you to toggle (flip) between linked loans paired for a combo/piggyback transaction.  If not linked yet, it will prompt to select an existing loan file to link, or create a new combo loan from this loan's data and flip the piggyback mortgage with this new loan info during creation.  Further, when updating the Loan Amount, Rate, Payment or Term in Work The Deal, you will be prompted if you would like to have the piggyback mortgage in the linked loan updated automatically with these changes. Upgrade helper:  Once all workstations and EnCredit are running version 8.30i or higher, then during future upgrades users will not be allowed to log in during the upgrade process. Further if they left their workstation logged into Energizer it will save and close them out automatically so you can proceed with the upgrade without having to determine who is still in preventing you from running the upgrade.  Finally, for EnCredit, if it is left on, and it determines you are trying to run an upgrade, it will close out and wait until the upgrade is finished, then relaunch the loader (EnCw.exe) to upgrade itself and restart automatically.  It will, however, only wait up to one hour for the upgrade to finish.  If your upgrade takes longer than one hour, you will have to manually restart it when complete.
j 3/13/06	Added option in Datatrac Export to push linked loans (for Combos) at same time. Combo Loans:  When removing link between loans (in Loan Status, click [SELECT] for combo, then [NONE]) now the link is removed from both loans, not just the active loan file.
k 3/14/06	New feature for Call Queue (in Lead System).  Call Shifts with Shift Rotation.  You may now define call shifts in one week time blocks and have Energizer automatically rotate your Call Queue users through the shifts each week based on a preset schedule.
l 3/16/06	Updates for website Prequal page.
m 3/21/06	New Import screen.  The import screen has been overhauled to use a new interface, although for compatibility reasons you will still see many of the previously used options for converting data during import and reassigning new values.  This new user interface runs faster and smoother than the old one, and offers new progress bars to let you know where it is along the way. The "Flip To Combo" loan routine in Work The Deal which updates the linked loan's piggyback mortgage will now set the payment to the Qualify Pmt, not the actual payment, so that your debt ratios in both loan files match.  The Qualify Payment is calculated based on the qualify rate listed int he ARM Plan screen, and will be displayed on Work The Deal just below the Total Monthly payment on the left side of the screen. A new Simple Interest Calculation has been added to the payment calculation methods listed in the Closing Doc Info screen 1.  It is for use with Retail Installment lending for both short-term and long-term 1st payment deferments.
n 3/28/06	Added new feature to A/U Matrix screen to allow you to set rates based on Debt Ratio in addition to standard grade/score levels.
o 3/29/06	Quick App: New option - you may disable the phone number requirement and cross check to allow users to leave the phone number field blank, and also not see any displays about existing loans with same home phone number.  To set this option, go to Defaults, System Setup, General System Preferences and check the box near bottom stating to disable this feature.  This setting will not affect users until the next time they log in after you save your changes. Import Screen:  added a checkbox to allow you to force the Investor Program Map screen to be displayed even if it already has a one-to-one match for all inbound Programs (includes FNMA DU file imports).  This is not checked by default, by will default to "checked" if you select a FNMA DU file.  You may still clear this box if you don't want to change the current FNMA DU setting for Investor Program. Call Queue:  Added color selector to Team Defaults screen to allow you to configure your choice for the background color of the row for each team in the Call Queue. Lead Reception:  For Call Queue systems, new checkbox to allow receptionist to add a lead and issue it to a call queue user, but not reset their status and time. Lead Detail Screen:  Regrouped the Borrower and Coborrower information to better see which fields go with each applicant.
p 3/31/06	Changed AU Engine to use CLTV, not LTV, when determining the LTV column to use when deriving the max loan amount or rate based upon score and grade.  New AU picklist items:  Non-resident Permanent Alien, Foreign National, and Non-Verified Assets.
q 4/4/06	New custom feature for selecting a different branch address when printing documents.
r 4/11/06	Corrected error message in Loan Pipeline Lookup screen when returning to screen after having selected a user in the "user filter" list. Corrected Report Generator output for Finance Charge field under Title I and Equity 2nd loans.  the value was not being recalculated and would report the Fin.Chg from previous loan in output. Corrected "Type Mismatch" error when deleting a Broker from the Defaults menu Broker popup. Changed Create Combo Loan routine to zero out the Index and Margin if new Plan type is Fixed.  The new plan comes from the "Default Arm Plan" listed for the selected Investor Program in defaults.  When creating a combo loan from a loan using an ARM, the Index and Margin fields would be copied from the original loan since the Index Value is not a defaultable field.  This did not affect any loans for calculations, but did cause undesirable results during data exports after the loan was finished. Added more information to AU results screen in Work The Deal in preparation for upcoming features.
s 4/13/06	Added new Print Decline Letter features for custom request. Added new filter phrase to RepGenII filter builder window:  "3 Days Ago" for running RESPA reports on apps taken 3 days ago to ensure that disclosures have been sent.  You may use this in combination with a customized report layout which includes certain document tracking fields which will display the date disclosures were printed to ensure no loans were missed.
t 4/18/06	Corrected popup selection windows for Title Co and Signing/Settlement Co in the Loan Contacts wcreen to properly reselect the current company if multiple companies exist with the same name.  Now it will reselect by code. Increased FHA Cash-Out Refi limits to 95% for new FHA guidelines.
u 4/26/06	Added Pricing to A/U Engine for ALT-A styled products.
v 5/8/06	A/U - new feature:  Adjust Rate instead of Price for Alt-A priced products. Report Generator:  New fields in Layout Wizard, including new INCOMETOT which is total income including rental income.  this new income value will match the Total Income displayed in Work The Deal.
w 5/10/06	New fields for AU Prequal Website screen. Corrections to Lead screens for SQL Server clients.
x 5/11/06	Added new filter phrase to RepGenII filter builder window:  "2 Days Ago" for running RESPA reports on apps taken 2 days ago to give you time to have your staff prepare unsent disclosures and have them sent before you are out of compliance. Distiller Server clients:  Now when Energizer is waiting for the returned files from Distiller, it will pause for 5 seconds before trying to move the file to give Distiller time to completely move and release the file.  When waiting for the file, Energizer also now pauses 5 seconds in between directory checks to lighten the load on network and disk traffic.