Print Disbursement Checks, payoffs, title, broker fees etc.

Export to Accounting software for reconciliation to eliminate retyping.

Check memos automatically completed with Loan Number, Borrower Name, Creditor Account Numbers, etc.

Handles voucher-style laser checks or continuous-feed dot matrix impact checks.

Click here for complete list of Second Mortgage Closing Docs included with this feature

State Documents

Second Lien Instruments for all 50 states are available. These include Notes, Mortgage or Deed of Trust, and Request for NOD forms.

MERS versions are available for the second lien position instruments

Retail Installment Contracts (RICs) are also available.

Complete integration with external document preparation software for documents not available in our document library

All calculations, including maximum loan amount, are done automatically for FHA/VA loans with MCAW worksheet and VA calculators

Complete application and processing docs for both FHA and VA loans

Share loans at the same time over wide area networks, or transport loans between branches.

Control access to loans from user specific to teams, branches, or even at the regional level.

Credit report accounting per branch to allow segregation of billing statements and accountability.

Automatically import borrower name, address from mailing list database.

Good for taking quickapp via telephone

Auto popup list by last name when user is starting new applications, to encourage automated list updates

HMDA report is automatically imported from Loan Energizer! into HMDA-Relief

Complete HMDA reporting for all 50 states with compliance grade Geocoding

Runs Reports Automatically: Pipeline, Tracking, Loan Submissions etc – have your entire batch of reports waiting for you in the morning.

Automatic Data Maintenance: Backups, Re-Indexing, Archiving.

Secure your Data while you sleep.

Auto Export new/changed loans to the main office.

Compliance grade system templates that can be set up by your compliance administrator

Set maximum allowable fees for any HUD line for any specific state or investor, or fee not allowed

Set forced specific HUD line amounts for any state or investor

Calculates whether the loan falls under the Section 32 guidelines

3 tiered data checking and historical rate tables

Administrator defines what APR and Fees are used by the calculator in testing for Section 32 qualifications

Monitor the loans of Correspondents, Brokers, Dealers, Net-Branches, and Full Branches

Complete state by state license monitoring for multiple license types with pop-up reminders 30 days before a license is going to expire

Loans cannot be started in states where the Broker/Dealer license has expired or where they are not licensed at all

The ability to auto-import loans from Correspondents, Brokers, etc. (requires some additional Loan Energizer! modules)

Comprehensive built-in Automated Underwriting engine.

No external links to third party software required.

Configure to underwrite against the guidelines for the loan programs you use.

Perfect for aiding users in loan “slotting” to help them determine where a loan fits best.

Ideal as a training tool – shows pass and fail reasons in the underwriting results.

Unlimited number of Programs - all defined by you.

Unlimited amount of business rules for each program.

Interest Rate and Max Loan matrixes for easy setting of offered limits.

Return static and rules-based Approval conditions with results for tailor-made condition set that actually apply to the loan at hand.

A/U Rule Evaluation tool allows you to "step through" the rules with any loan to watch it build the final rule set and see how business rule blocks are evaluated step-by-step for debugging your rule sets and strengthening the product line as a whole

Attach associated files to your loans, such as Appraisals, Title Reports, LOE's, etc.

Preset which types of files are not allowed to be uploaded and attached for security.

Designate user levels for file validation, review, and replacements.

On demand ordering of individual or joint merged reports from any workstation.

Reports return in less than 20 seconds, and may be uploaded straight onto the loan application with no double entry of data.

Unlimited Printing and on-screen viewing of the returned credit reports.

Generate loan approval documents, set to mail to Broker or Borrower

Unlimited Condition Type definitions, such as “Prior To Docs”, “Prior to Funding” or “Prior to Broker Check”…

Track the status of each condition as they progress: Needed, Received, Signed Off, or Waived

Custom logo badging available for professional corporate style approval letter layouts.

Lightweight loan submission websites interface for broker access.  Through the website portal outside users can access instant Automated Underwriting results and import loans from other loan origination software packages.

Complete Loan Energizer! program access over the web is offered through an Application Service Provider (ASP).  This method offers you and your entire staff access to your loans from anywhere via TCP/IP connections. Maintain full functionality and control over your branch offices and satellite users with real-time reporting and security company wide.   All data stays in centralized location so you can work at the office, at home, or on the road, anytime, anywhere.