Automated Underwriting

Comprehensive Automated Underwriting has been a third party tool until now!

Loan Energizer! offers a fully featured A/U engine that will test any aspect of your loan data. These tests can be performed on multiple levels of difficulty, offering the constructive ability to incorporate conditional overrides and business logic rules.

This engine has the full capability to let you design its “thought process” so it can conditionally make decisions on the fly based on the loan data it sees during the test. This will ensure accurate on-demand testing with results tables listing reasons for declines to help the submitting user rework the loan to fit better programs.

Quick Loan "Slotting" is now at your fingertips.  Simply run the Engine to see where your loan "fits" for fast submissions.

The Dynamic Operation

  • Start a New Application manually or through one of many Data Import features
  • Request the Credit Report to be fetched in the background
  • Enter final ancillary data regarding a loan file
  • Upload the Mortgages, Debts, and Inquiries from the returned Credit Report
  • Prepare the loan in the Work the Deal screen by crunching the numbers to ready the loan file for submission
  • Get the Automated Underwriting results to determine where to place the loan

Automated Underwriting at its Best

  • Complete list of results for all programs tested – returned in seconds!
  • Detailed explanation of what happened for each program guideline
  • Complete list of Loan Approval Conditions returned with results
  • Complete Logical Query builder for conditional testing of guidelines
  • Query Block sharing between programs in setup
  • Conditionally add Loan Approval Conditions in Query Builder
  • Upoad Rates from Excel Spreadsheets
  • Unlimited Programs, Queries, Conditions, Rules, Loan Amount and Rate/Margin Matrixes!

Painless Submission to Funding

  • User friendly system navigation – The Desktop Cockpit just makes sense.
  • Generate Document sets for paper or paperless travel (Email PDF )
  • Full Status Tracking support – 8 built-in & 24 customizable Loan Statuses
  • Full Document Tracking – 27 built-in and 30 customizable Doc Descriptions
  • Fast & Simple Import/Export to share loan info with loan purchasers
  • Built in full feature Report Generator

Reports Generated the Way You Need Them

  • Ready made layouts for novice users
  • Dozens of Grouping and Sorting options
  • Dynamic Filter Builder – get the data you want every time
  • Over 1,000 data elements available for custom reports and data exports
  • Print, Preview or Save and email PDF reports
  • Export your Filtered Data to Excel, Access & Crystal Reports using any of the built in formats – XLS, CSV (comma), and the common Dbase4 DBF table file formats

Give your users the A/U Advantage Get A/U Now!

Contact Sales@gomsd.com or (866) 869-3014  to find out more about Loan Energizer's A/U Package.

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